Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
activities. Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total loan portfolios in 2009, but less than 40 per cent in the United ... Unlike variable interest rates in a number of other countries, almost all
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Do Australian Households Borrow to Keep up with the Joneses?
8 Nov 2022
RDP
PDF
1659KB
including credit card and personal debt, e.g. hire purchase loan, car loan and other personal loans). ... hand-to-mouth) take out larger loans for investment purposes than their liquidity-constrained.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Major banks also lowered interest rates on unsecured loans to small and medium-sized businesses by up to 650 basis points following the government's announcement of the SME Loan Guarantee ... Loans extended under the Government's $40 billion SME loan
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
7 Jan 2024
RDP
PDF
1715KB
invest (extensive margin), and the extent of investment (intensive margin). The effects are. ... is slightly less evidence of significance on the intensive margin (see Figure C6).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
securitisations, which are notes backed by loans already on the banks’ balance sheets. ... the government’s Paycheck Protection Program, with the loans to be used as collateral.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
1 August 2023 | Minutes of the Monetary Policy Meeting of the Board
15 Aug 2023
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 1 August 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-08-01.html
6 June 2023 | Minutes of the Monetary Policy Meeting of the Board
20 Jun 2023
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 June 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-06-06.html
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
2 April 2024 | Minutes of the Monetary Policy Meeting of the Board
2 Apr 2024
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html
4 October 2022 | Minutes of the Monetary Policy Meeting of the Board
18 Oct 2022
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 October 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-10-04.html