Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The International Environment
4 Aug 2023
SMP
– August 2023
The International Environment | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/the-international-environment.html
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
1 Apr 2018
RDP
2018-04
The other main difference is that in Iacoviello-type models housing serves as collateral for loans, whereas we abstract from debt dynamics implied by liquidity constrained households, instead focusing on housing
https://www.rba.gov.au/publications/rdp/2018/2018-04/full.html
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The Efficiency of Central Clearing: A Segmented Markets Approach
1 Oct 2016
RDP
2016-07
These assets have low yields, and thus posting margin carries an opportunity cost. ... held from the previous period (including the return of margin) and the endowment.
https://www.rba.gov.au/publications/rdp/2016/2016-07/full.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
a given-sized loan in the initial years after it is written (as argued by Debelle (2004), Ellis (2005) and Mishkin (2007)). ... The impact of the shock can then be estimated by comparing pre- and post-shock default rates, loan losses and consumption.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Price and Wage Developments
10 Nov 2009
SMP
– November 2009
excluding fuel, fruit & vegetables and deposit & loan facilities rose by 0.9 per cent. ... loan facilities) has slowed from 5.3 per cent a year ago to 4.1 per cent in September.
https://www.rba.gov.au/publications/smp/2009/nov/price-wage-dev.html
Price and Wage Developments
10 Nov 2008
SMP
– November 2008
The cost of deposit & loan facilities also continued to grow strongly, and most other services components of the CPI recorded above-average increases. ... In contrast, data for the September quarter from the NAB survey suggest that margins fell in the
https://www.rba.gov.au/publications/smp/2008/nov/price-wage-dev.html
Domestic Financial Markets
10 May 2009
SMP
– May 2009
Financial institutions' average variable rates on unsecured personal loans, margin loans and standard credit cards have fallen by 60 to 90 basis points since end January, but average rates on ... Personal credit, which is a much smaller component of
https://www.rba.gov.au/publications/smp/2009/may/dom-fin-mkts.html
Australian Money Market Divergence: Arbitrage Opportunity or Illusion?
1 Sep 2019
RDP
2019-09
Note: (a) Discounted variable rates on owner-occupier housing loans; spread to cash rate. ... Source. Notes. Gross returns (GR. it. ). Mortgages. Discounted variable lending rate on housing loans.
https://www.rba.gov.au/publications/rdp/2019/2019-09/full.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
First, the data are thin, with few loans being made at this rate. ... Earlier data are difficult to interpret but do not clearly point to a change in expected margins.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
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Overview
4 Aug 2023
SMP
– August 2023
Overview | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/overview.html