Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
severe downturn thanks to moderate loan-to-valuation ratios on residential mortgages; and the. ... amount of collateral backing their mortgage lending (that is, the moderate loan-to-valuation ratios.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The International Environment
6 Dec 2023
SMP
- August 2023
PDF
2387KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/01-the-international-environment.pdf
Overview
6 Dec 2023
SMP
- August 2023
PDF
81KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/overview.pdf
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
1 Apr 2018
RDP
2018-04
The other main difference is that in Iacoviello-type models housing serves as collateral for loans, whereas we abstract from debt dynamics implied by liquidity constrained households, instead focusing on housing
https://www.rba.gov.au/publications/rdp/2018/2018-04/full.html
See 1 more results from "RDP 2018-04"
The Efficiency of Central Clearing: A Segmented Markets Approach
1 Oct 2016
RDP
2016-07
These assets have low yields, and thus posting margin carries an opportunity cost. ... held from the previous period (including the return of margin) and the endowment.
https://www.rba.gov.au/publications/rdp/2016/2016-07/full.html
See 9 more results from "RDP 2016-07"
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
a given-sized loan in the initial years after it is written (as argued by Debelle (2004), Ellis (2005) and Mishkin (2007)). ... The impact of the shock can then be estimated by comparing pre- and post-shock default rates, loan losses and consumption.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
See 8 more results from "RDP 2020-05"
Price and Wage Developments
10 Aug 2008
SMP
– August 2008
Business margins remain strong, although there is some evidence that they are no longer widening. ... More recent data from the NAB survey suggest margins may have eased in the June quarter.
https://www.rba.gov.au/publications/smp/2008/aug/price-wage-dev.html
The International Environment
4 Aug 2023
SMP
– August 2023
The International Environment | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/the-international-environment.html
Statement on Monetary Policy - May 2013
10 May 2013
SMP
- May 2013
PDF
2187KB
https://www.rba.gov.au/publications/smp/2013/may/pdf/0513.pdf
Box B: Developments in Bank Funding Costs
10 Aug 2010
SMP
– August 2010
Average risk margins have been gradually increasing over the past couple of years. ... Their published margins include interest received on total financial assets (loans, liquid assets and other debt securities), while the calculations used here focus on
https://www.rba.gov.au/publications/smp/2010/aug/box-b.html