Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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List of tables
10 Feb 2009
SMP
– February 2009
40. – Term Asset-backed Securities Loan Facility. – credit protection to Fed special purpose vehicle. ... 10.23. 1.51. 1.51. 0.60. Personal loans. Margin loans. 8.92. 1.10. 1.65.
https://www.rba.gov.au/publications/smp/2009/feb/tables.html
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
Working in the other direction, strong demand for housing loans mayhave meant that banks could maintain these margins. ... have not increased loan margins and provisions inexpectation of higher future loan defaults and they have not reduced margins
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
the extensive margin (i.e. number of counterparties borrowed from), consistent with collateral. ... 4. The credit channel literature shows that borrower and loan characteristics are important.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
5.2.4 Scenario 4: banks restrict supply of new loans only 29. ... not be captured. 3.2 Total loan losses. We do not currently model losses on business loans, and simply assume business loan losses move.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Major banks also lowered interest rates on unsecured loans to small and medium-sized businesses by up to 650 basis points following the government's announcement of the SME Loan Guarantee ... Loans extended under the Government's $40 billion SME loan
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Introduction
19 Dec 2023
RDP
2023-09
Our key findings are that contractionary monetary policy decreases both the likelihood that firms invest (extensive margin), and the extent of investment (intensive margin). ... Third, our finding that monetary policy affects investment on both the
https://www.rba.gov.au/publications/rdp/2023/2023-09/introduction.html
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
activities. Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total loan portfolios in 2009, but less than 40 per cent in the United ... Unlike variable interest rates in a number of other countries, almost all
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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Price and Wage Developments
10 Aug 2009
SMP
– August 2009
increases for automotive fuel, hospital & medical services and rents, partly offset by falls in the prices of deposit & loan facilities, fruit and vegetables. ... The NAB survey also suggests that margins have declined in recent quarters, although fewer
https://www.rba.gov.au/publications/smp/2009/aug/price-wage-dev.html