Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Box B: An International Comparison of Pass-through of Policy Rate Changes to Housing Loan Rates
5 Feb 2009
SMP
- February 2009
PDF
189KB
https://www.rba.gov.au/publications/smp/2009/feb/pdf/box-b.pdf
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
Mortgage rates vary across interest-only and principal-and-interest repayments, variable- and fixed-rate loans, loan sizes and loan-to-valuation ratios (LVRs). ... Personal finance also includes margin loans – which are loans that enable households to
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Economic Conditions
6 Feb 2024
SMP
– February 2024
Economic Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/economic-conditions.html
List of tables
10 Nov 2009
SMP
– November 2009
0.20. 3.40. Personal loans. Margin loans. 8.16. 0.15. 2.42. Standard credit cards. ... Term loans. Residentially secured. 7.48. 0.38. 2.61. Other security. 8.27. 0.38.
https://www.rba.gov.au/publications/smp/2009/nov/tables.html
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
loan losses include Hess, Grimes and Holmes (2009), Bilston, Johnson and Read (2015),. ... margins (NIMs, a key component of profitability). Because banks’ discretionary loan and deposit.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Introduction
1 Feb 1992
RDP
9202
RDP 9202: Some Tests of Competition in the Australian Housing Loan Market 1. ... the reactions by each bank to the value of loans made by other banks.
https://www.rba.gov.au/publications/rdp/1992/9202/introduction.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
the drag from lower interest margins. JEL Classification Numbers: E52, F34, F36, G21. ... excluding the value of interest income and interest expense. Loan-loss provisions ( LLP )(a) The ratio of LLPs (or impairment expenses) to cover non-performing loans
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
List of tables
10 May 2009
SMP
– May 2009
9.40. 1.00. 2.51. 0.24. Personal loans. Margin loans. 8.01. 0.92. 2.57. ... Home equity loans. 5.89. 1.04. 3.69. 2.33. Small business. Term loans.
https://www.rba.gov.au/publications/smp/2009/may/tables.html
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
a) Includes deposits in housing loan offset accounts and non-interest bearing deposits. ... b) Excludes deposits in housing loan offset accounts; includes non-interest bearing deposits.
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
See 7 more results from "RDP 2022-08"
List of tables
10 Feb 2007
SMP
– February 2007
1.05. 0.80. 0.00. (a) RBA estimates. Sources: APRA; RBA. Table 11: Interest Margins and Losses on Housing Loans. ... Basis points. 2000. 2002. 2004. 2006. Prime, full-documentation loans. Interest margin.
https://www.rba.gov.au/publications/smp/2007/feb/tables.html