Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
The major non-credit risk dataset used in this paper is the micro data underlying the measures of aggregate credit provided by financial institutions in Australia. ... Aggregate credit losses clearly have a relationship with the economic cycle, but
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
Non-technical summary for 'Macroprudential Limits on Mortgage Products: The Australian Experience'
22 Jul 2021
RDP
PDF
526KB
RDP 2021-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-non-technical-summary.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
associated with aggregate mortgage debt over the past couple of decades in Australia. ... not reduce the mortgage principal outstanding, but balances in redraw accounts do reduce credit.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
MEETING ON MONETARY ISSUES Reserve Bank of Australia Research ...
15 Oct 2014
RDP
PDF
980KB
3. broader monetary and credit aggregates to guage better the growth of total financing. ... Marzouk and Valentine estimated a series of equations for Ml. M3 and two broader aggregates - one similar to broad money and a wider credit aggregate.
https://www.rba.gov.au/publications/rdp/1985/pdf/rdp8502.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
of requiring emergency lending, objective (ii) requires that emergency borrowing is more expensive. ... emergency lending policies, if for sufficiently long terms, can simultaneously provide liquidity support.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Identifying Interbank Loans from Payments Data
6 Dec 2016
RDP
PDF
3267KB
the Furfine-type algorithm, is provided in Appendix B. 3.2 Credit-facility Lending. ... Credit-facility lending occurs when a bank borrows (overnight) from the same counterparty over.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-11.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
In aggregate, they reported nearly 30 million transaction accounts and 10 million personal credit card accounts, capturing the vast majority of all such accounts in Australia. • ... Table 1: Aggregate Resource Cost of Payment Systems Payment instrument.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Fear of Sudden Stops: Lessons from Australia and Chile
10 May 2004
RDP
PDF
193KB
The share ofdollar debt is also higher for larger, and so presumably less credit-constrained,. ... Private lending 1.015 0.912. / GDP (0.604) (0.614). Dummy EMU 0.461membership (0.501).
https://www.rba.gov.au/publications/rdp/2004/pdf/rdp2004-03.pdf
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
forecasting, we focus on single-equation least squares estimates using aggregate quarterly data. ... Sources: ABS; Authors’ calculations; RBA. 7 We are unaware of any aggregate time series data on the cost of new houses that includes land costs.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf
Household Saving in Australia
4 Feb 2015
RDP
PDF
1171KB
off in the aggregate stock of housing debt, may have led to a more enduring increase in saving. ... 3. importance of life-cycle factors, credit constraints, precautionary motives and household wealth on saving behaviour.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf