Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
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1880KB
These factors likely include the distribution of debt, the quality of lending, institutional structures. ... more sensitive to shocks to wealth we actually reduce the estimated decline in aggregate.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
International Trade Costs, Global Supply Chains and Value-added Trade in Australia
4 Feb 2015
RDP
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977KB
3.2 Value-added Trade by Sector 11. 3.3 Aggregate Value-added Trade 12. ... respectively, yswt denotes world output, Psit and P. sjt are the aggregate price indices.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-07.pdf
The Information Content of Financial Aggregates in Australia
1 Dec 2009
RDP
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278KB
It is notable, however, that for the credit aggregate the p-value risesdramatically for the three and four-variable systems between 1988 and 1990,perhaps reflecting instability in the relationship between ... Specifically, when the aggregate follows the
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9606.pdf
Current Account Deficits: The Australian Debate
12 Mar 2007
RDP
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289KB
This largely removed controls on lending to businesses and households, and freed up access to international capital markets. ... This gained further credibility when the credit rating agencies downgraded Australian Commonwealth debt (Gruen and Stevens
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-02.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
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1095KB
By product type, the rise in DAR was mostly driven by credit card and other personal lending (which are generally unsecured). ... the same period; annualised net write-offs reported by the three banks averaged 3 per cent between 2010 and 2012 for both
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
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2345KB
Our work presents several other results. Analysis of aggregate credit indicates that the policies had. ... investor commitments are affected. Figure 3: Counterfactual Aggregate Lending. Actuals solid, counterfactuals dashed.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia’s Bond Purchases
19 May 2022
RDP
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1938KB
The Yield and Market Function Effects of the Reserve Bank of Australia’s. Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. Research Discussion Paper. R DP 2022- 02. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-02.pdf
The Real Effects of Debt Covenants: Evidence from Australia
24 Oct 2022
RDP
PDF
1647KB
aggregate responsiveness of non-mining investment by around 15 to 25 per cent. ... changes in aggregate economic and credit conditions, such as the tightening in credit availability.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf
Asset Prices, Credit Growth, Monetary and Other Policies: An Australian Case Study
14 Sep 2010
RDP
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296KB
JEL Classification Numbers: E58, G28 Keywords: asset prices, credit growth, lending standards, monetary policy,. ... Others emphasise that large rises in asset prices are more likely to be problematic when accompanied by rapid growth in credit and
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-06.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
markets. Suppose that each market has a different sensitivity to changes in aggregate output growth. ( ... ,i tX is a vector of controls for both local and aggregate market conditions.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf