Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Relationship between Financial Indicators and Economic Activity: 1968–1987
19 Nov 2012
RDP
PDF
1761KB
d) Broader Aggregates. Figure 13 shows growth in nominal demand and growth in the broader financial aggregates - broad money, lending and credit. ... It suggests that the broader lending and credit aggregates do lag nominal demand.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8805.pdf
The Relationship between Financial Indicators and Economic Activity: Some Further Evidence
19 Nov 2012
RDP
PDF
1506KB
lending/ credit aggregates bank lending, lending by all financial intermediaries (AFI lending) and credit; and. ... 6. Conclusions. On the basis of the results, there is further support for the notion that measures of economic activity lead the broader
https://www.rba.gov.au/publications/rdp/1989/pdf/rdp8903.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
tax profits. Collectively, these components (net interest income and credit losses, along with the. ... more detail. Figure 4: Business Lending Probability of Default Model. The first step in modelling PDs on business lending involves mapping banks’
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Changes in the Behaviour of Banks and Their Implications for Financial Aggregates
19 Nov 2012
RDP
PDF
932KB
the lending aggregate which, in turn, grew at a lower rate than credit. ... with that of lending and credit aggregates.
https://www.rba.gov.au/publications/rdp/1989/pdf/rdp8904.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
to interest rate risk from maturity mismatches because of borrowing short and lending long. ... lending as the improved economic outlook translates into lower credit risk.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
25 Jan 2023
RDP
PDF
1588KB
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey. ... Van Bekkum et al (2019) find that LTV caps have larger effects on the borrowingof constrained households, while Acharya et al (2020) find loan-level lending
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
eventuated (16 per cent). Higher frequency data – such as monthly aggregate ATM withdrawals. ... being more likely to meet the lending standards for a credit card, as well as debit cards and cash.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
aggregate lending to large businesses increased in mid-2021 as economic conditions improved. ... Meanwhile, aggregate lending to SMEs was little changed. Nevertheless, additional allowances.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Estimating the Effects of Monetary Policy in Australia Using Sign-restricted Structural Vector Autoregressions
29 Dec 2022
RDP
PDF
1886KB
that should, in principle, be sufficient to disentangle this shock from shocks to aggregate demand. ... conditions. He additionally controls for the systematic response of the cash rate to credit conditions.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-09.pdf
The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
liquid safe assets. This liquid asset demand encourages collateralised lending, contrary to cash. ... lending take place between the same borrower-lender pairs at the same time.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf