Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Appendix B: Estimation and Sensitivity Testing of Net Monetary Benefit
8 Oct 2018
RDP
2018-11
Figure B1: How Do You Redeem Your Rewards Points? Share of rewards credit card holders, 2016. ... Footnotes. I use the October 2016 seasonal factor from the aggregate consumer credit card payment series in the RBA's monthly retail payment statistics,
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-b.html
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Main Equations
8 Oct 2019
RDP
2019-01
The liberalisation of credit markets, emphasised by Yates (2011, Section 2.2) among others, led to a narrowing in lending margins. ... For example, tightening in lending limits seems to be important in the decline in house prices in 2018.
https://www.rba.gov.au/publications/rdp/2019/2019-01/main-equations.html
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The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
1 Feb 2020
RDP
2020-02
Suppose that each market has a different sensitivity to changes in aggregate output growth. (. ... X. i. ,. t. is a vector of controls for both local and aggregate market conditions.
https://www.rba.gov.au/publications/rdp/2020/2020-02/full.html
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Appendix B: Data Descriptions, Sources and Summary Figures
31 Dec 2005
RDP
2005-08
Aggregate indicators for each country are simple averages of indicators for the seven industries. ... building society lending; US – liabilities, credit market instruments.
https://www.rba.gov.au/publications/rdp/2005/2005-08/appendix-b.html
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Appendix A: Data | RDP 9704 Financial Aggregates as Conditioning Information for Australian Output and Inflation
1 Jul 1997
RDP
9704
RDP 9704: Financial Aggregates as Conditioning Information for Australian Output and Inflation Appendix A: Data. ... Definition:. Bank lending plus lending (including bills discounted) to the private sector by non-bank financial corporations.
https://www.rba.gov.au/publications/rdp/1997/9704/appendix-a.html
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The Household Cash Flow Channel of Monetary Policy
1 Dec 2016
RDP
2016-12
Figure 2: Mortgage Lending Rates and Required Repayments. Notes: Required repayment estimates based on the credit-foncier model for the median indebted household using information on mortgage interest rates, current loan ... The necessary information is
https://www.rba.gov.au/publications/rdp/2016/2016-12/full.html
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Credit Spreads, Monetary Policy and the Price Puzzle
1 Jan 2020
RDP
2020-01
t. including credit risk spreads in money market or lending rates. ... Second, to capture changes to domestic credit market conditions, I use two measures of money market and lending rate spreads.
https://www.rba.gov.au/publications/rdp/2020/2020-01/full.html
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Uncertainty and Monetary Policy in Good and Bad Times
1 Oct 2017
RDP
2017-06
This dampens the response of aggregate durable consumption to macroeconomic shocks, including policy changes. ... These macroeconomic aggregates would have followed a similar historical path regardless of risk management.
https://www.rba.gov.au/publications/rdp/2017/2017-06/full.html
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The Model
9 Oct 2019
RDP
2019-10
The paper focuses on the following three policies (P, p):. Unsecured lending (u, r. ... i. (1 r. u. ), where r. u. > 0. Secured lending (also called repo) (R,(r.
https://www.rba.gov.au/publications/rdp/2019/2019-10/the-model.html
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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK
1 Sep 2017
RDP
2017-05
Importantly, whichever explanation is true, it has implications for our understanding of aggregate debt levels. ... Model 5 adds in the state housing price index and the other aggregate-level variables.
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html
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