Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model
18 Jan 2022
RDP
2022-01
In reality, housing prices, investment and credit growth are determined by the lending rates available for new loans. ... Therefore, the original MARTIN relationship between household credit growth and lending rates remains unchanged with this
https://www.rba.gov.au/publications/rdp/2022/2022-01/full.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
Following the initial shock, higher credit supply responsiveness leads to higher household and business lending rates and a faster return of capital to target. ... With this credit growth-lending rates relationship unchanged, the endogenous credit supply
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
How Might COVID-19 Have Affected the Banking Sector and What Feedback Would This Have Had on the Real Economy?
18 Jan 2022
RDP
2022-01
The figure shows these effects under our baseline assumption that banks reduce credit supply by increasing lending rates on all loans, and our alternative assumption that banks reduce credit supply by ... Note: Dashed line indicates when credit supply is
https://www.rba.gov.au/publications/rdp/2022/2022-01/how-might-covid-19-have-affected-the-banking-sector-and-what-feedback-would-this-have-had-on-the-real-economy.html