Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Non-technical summary for 'The Term Funding Facility: Has It Encouraged Business Lending?'
8 Dec 2022
RDP
PDF
422KB
RDP 2022-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-07/rdp-2022-07-non-technical-summary.pdf
Abstract for RDP 8101T: Overdrafts and Credit Rationing
1 Mar 1981
RDP
8101
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1981/8101t.html
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
so do not default causing losses for the lender.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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4 December 2018 | Minutes of the Monetary Policy Meeting of the Board
18 Dec 2018
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 December 2018
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2018/2018-12-04.html
BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
Expected loan losses are then determined by the amount of debt held by these households minus the post-shock value of their housing collateral and lenders' mortgage insurance (consistent with the
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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References
9 Oct 2019
RDP
2019-10
Choi DB, JAC Santos and T Yorulmazer (2019), ‘A Theory of Collateral for the Lender of Last Resort’, Unpublished manuscript, January. ... Fischer S (1999), ‘On the Need for an International Lender of Last Resort’, The Journal of Economic
https://www.rba.gov.au/publications/rdp/2019/2019-10/references.html
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Introduction
15 Aug 2018
RDP
2018-09
The collateral reduces the risk to the lender – if a repo borrower defaults, the lender takes immediate ownership of the collateral, whereas if an unsecured borrower defaults, the lender joins other ... Loan-level data are valuable because, for example,
https://www.rba.gov.au/publications/rdp/2018/2018-09/introduction.html
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Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
9 May 2024
RDP
PDF
4625KB
borrower defaults, the lender should be willing to accept a lower rate of interest on the loan for the.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-03.pdf
1 December 2015 | Minutes of Monetary Policy Meeting of the Board
15 Dec 2015
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 1 December 2015
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2015/2015-12-01.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
1. Introduction. Housing loans account for a large proportion of both households’ and lenders’balance sheets. ... Loans that amortise moreslowly may also generate greater loan losses for lenders if those loans default.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf