Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Macroprudential Limits on Mortgage Products: The Australian Experience
26 Jul 2021
RDP
2021-07
DeFusco, Johnson and Mondragon (2020) show that US lenders charge a premium of 10 to 15 basis points to originate loans above a regulatory debt-to-income ratio threshold (under the ... A mortgage commitment takes place after the borrower receives an
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html
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Non-technical summary for 'Macroprudential Limits on Mortgage Products: The Australian Experience'
22 Jul 2021
RDP
PDF
526KB
RDP 2021-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-non-technical-summary.pdf
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Controlling for lender behaviour is important because matching between borrowers and lenders is endogenous. ... 0. 0.36. 1.69. 0.50. Panel C: Number of unique lenders (borrowers) to each borrower (lender) across sample.
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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Read me file for The Role of Collateral in Borrowing
17 Jan 2021
RDP
PDF
467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf
Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf
The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
Controlling for. lender behaviour is important because matching between borrowers and lenders is endogenous. ... Lenders to each borrower Borrowers to each lender. Min Mean Max Std dev Min Mean Max Std dev.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
so do not default causing losses for the lender.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Apartment Shortage
5 Aug 2020
RDP
2020-04
Research Discussion Paper – RDP 2020-04 The Apartment Shortage. Keaton Jenner and Peter Tulip. August 2020. 3,815. KB. 1. Introduction. Australian cities face a shortage of apartments. The severity of this shortage can be gauged by the difference
https://www.rba.gov.au/publications/rdp/2020/2020-04/full.html
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The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
The Apartment Shortage. Keaton Jenner and Peter Tulip. Research Discussion Paper. R DP 2020 - 04. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is intended to make the results of
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf