Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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References
11 Apr 2024
RDP
2024-02
Jones B (2023), ‘Bagehot and the Lender of Last Resort – 150 Years On’, Keynote Address at 36th Australasian Finance and Banking Conference, Sydney, 13–15 December.
https://www.rba.gov.au/publications/rdp/2024/2024-02/references.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
depositor preference, bank supervision (all described in Turner (2011)), and the RBA’s role as lender.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
cent. We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a. ... 11 This is a simplified version of the LGD calculation as it abstracts from lender mortgage insurance coverage that is.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Introduction
21 Dec 2022
RDP
2022-08
Compression of these spreads is one of the key mechanisms highlighted in the literature that can adversely affect bank profitability at low rates, and results from competition with lenders less reliant
https://www.rba.gov.au/publications/rdp/2022/2022-08/introduction.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
results from competition with lenders less reliant on deposit funding and the tendency for the yield. ... banks’ and non-bank lenders’ other funding sources. The TFF therefore likely contributed to greater competition for.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Did a Lender's Take-up of the TFF Affect Their Business Lending?
13 Dec 2022
RDP
2022-07
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html
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Read me file for The Term Funding Facility: Has It Encouraged Business Lending?
9 Dec 2022
RDP
PDF
428KB
RDP 2022-07 supplementary information
https://www.rba.gov.au/publications/rdp/2022/2022-07/rdp-2022-07-read-me.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
these lenders accounted for less than 5 per cent of allowances by value. ... lender type and lenders that accessed the TFF) and a linear period variable.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Non-technical summary for 'The Term Funding Facility: Has It Encouraged Business Lending?'
8 Dec 2022
RDP
PDF
422KB
RDP 2022-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-07/rdp-2022-07-non-technical-summary.pdf
The Real Effects of Debt Covenants: Evidence from Australia
25 Oct 2022
RDP
2022-05
A key cause of financial frictions is informational asymmetries and misalignment in incentives between lenders and borrowers (Stein 2003). ... Asset-based covenants have been shown to reduce the need to renegotiate loan terms as they better align the
https://www.rba.gov.au/publications/rdp/2022/2022-05/full.html
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