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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
so do not default causing losses for the lender.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html

Stress Testing Household Debt

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
Many high LVR loans in Australia are also covered by lenders mortgage insurance (LMI), which also reduces bank losses. ... Figure 8: Share of Household Debt at Risk. Note: Dot excludes protection from lenders mortgage insurance.
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html