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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Appendix A: Debt Overhang Model

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
1. δ. This condition is essentially a debt servicing requirement imposed by mortgage lenders.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html

Implications for Aggregate Household Spending

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
This could induce saving by other households and increase the returns to lenders.
https://www.rba.gov.au/publications/rdp/2019/2019-06/implications-for-aggregate-household-spending.html

The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data

1 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
Research Discussion Paper – RDP 2019-06 The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data. Fiona Price, Benjamin Beckers and Gianni La Cava. July 2019. 1.47. MB. 1. Introduction. The household debt-to-income
https://www.rba.gov.au/publications/rdp/2019/2019-06/full.html