Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
25 Nov 2014
RDP
2014-13
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
Conclusion
31 Dec 2014
RDP
2014-13
This suggests that lenders should maintain sound income documentation and verification policies, and that supervisors should continue to monitor developments in the low-doc lending space. ... Additionally, it reinforces the importance of lenders
https://www.rba.gov.au/publications/rdp/2014/2014-13/conclusion.html
Loan-level Determinants of Housing Loan Arrears
31 Dec 2014
RDP
2014-13
the lender's existing relationship with the borrower is likely to be an important factor. ... Loans that amortise more slowly may also generate greater loan losses for lenders if those loans default.
https://www.rba.gov.au/publications/rdp/2014/2014-13/loan-level-determinants.html
Introduction
31 Dec 2014
RDP
2014-13
Download the Paper 728. KB. Housing loans account for a large proportion of both households' and lenders' balance sheets. ... The incidence of mortgage-related financial difficulties is, therefore, an important indicator of the financial health of
https://www.rba.gov.au/publications/rdp/2014/2014-13/introduction.html
Household-level Determinants of Missed Mortgage Payments
31 Dec 2014
RDP
2014-13
housing lending in Australia is ‘full recourse’, meaning that, in the event of default, lenders have a claim on some assets other than the mortgaged property. ... This result supports the practice of lenders using credit scores and other information
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html