Search: lender

Sort by: Relevance Date
110 of 11 collapsed search results for lender

RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

Search Results

Did a Lender's Take-up of the TFF Affect Their Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html

The Term Funding Facility: Has It Encouraged Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
This allows for a comparison of credit growth across different lenders for the same firm. ... However, this method relies on access to data covering firms that had loans from multiples lenders.
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html

Introduction

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Non-bank lenders are finance providers that do not accept deposits, such as finance companies and money market corporations. ... Section 4 describes the lender-level data used, while Section 5 explains the identification strategies and challenges.
https://www.rba.gov.au/publications/rdp/2022/2022-07/introduction.html

Appendix A: Data Description

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
For businesses with turnover less than $50 million, when the lender has an exposure of more than $1 million, the business is classified as medium.
https://www.rba.gov.au/publications/rdp/2022/2022-07/appendix-a.html

Conclusion

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
would have on the economy, potentially affecting the various lenders and borrowers in different ways.
https://www.rba.gov.au/publications/rdp/2022/2022-07/conclusion.html

Read me file

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
reg_accessed_TFF.R – runs regressions and exports output tables for our third policy question (did a lender's take-up of the TFF affect their business lending?).
https://www.rba.gov.au/publications/rdp/2022/2022-07/read-me.html

The Term Funding Facility: Has It Encouraged Business Lending?

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
https://www.rba.gov.au/publications/rdp/2022/2022-07/sections.html

Non-technical summary for ‘The Rise in Household Liquidity’

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Did a lender's take-up of the TFF affect their business lending? ... No evidence that a lender's take-up of the TFF increased their business lending.
https://www.rba.gov.au/publications/rdp/2022/2022-07/non-technical-summary.html

The International Context

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
This allows for a comparison of credit growth across different lenders for the same firm. ... However, this method relies on access to data covering firms that had loans from multiples lenders.
https://www.rba.gov.au/publications/rdp/2022/2022-07/the-international-context.html

Identification Strategies, Challenges and Assumptions

13 Dec 2022 RDP 2022-07
Sharon Lai, Kevin Lane and Laura Nunn
Finally, we assess whether a lender's take-up of the TFF affected their business lending. ... In this model, our dependent variable is log credit and our coefficient of interest is the interaction between the relevant group variable (SME borrowers,
https://www.rba.gov.au/publications/rdp/2022/2022-07/identification-strategies-challenges-and-assumptions.html