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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Data and Variables

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
A mortgage commitment takes place after the borrower receives an accepted and signed offer of credit from the lender, typically after the borrower has signed the contract for purchase of the ... An approval occurs once the borrower receives the signed
https://www.rba.gov.au/publications/rdp/2021/2021-07/data-and-variables.html

Non-technical summary for ‘Macroprudential Limits on Mortgage Products: The Australian Experience’

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
Sources: APRA; Authors' calculations. Large and mid-sized lenders reacted differently to APRA's policies.
https://www.rba.gov.au/publications/rdp/2021/2021-07/non-technical-summary.html

Macroprudential Limits on Mortgage Products: The Australian Experience

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
DeFusco, Johnson and Mondragon (2020) show that US lenders charge a premium of 10 to 15 basis points to originate loans above a regulatory debt-to-income ratio threshold (under the ... A mortgage commitment takes place after the borrower receives an
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html

Introduction

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
DeFusco, Johnson and Mondragon (2020) show that US lenders charge a premium of 10 to 15 basis points to originate loans above a regulatory debt-to-income ratio threshold (under the
https://www.rba.gov.au/publications/rdp/2021/2021-07/introduction.html