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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Testing the Liquidity Constraints Hypothesis

31 Dec 2013 RDP 2013-05
Gianni La Cava
lending by more than mortgage lenders that were not reliant on securitisation (i.e. ... Specifically, I split lenders into OTD and non-OTD lenders based on whether the share of loan sales is above or below the lender-mean each year.
https://www.rba.gov.au/publications/rdp/2013/2013-05/testing-liquidity-constraints-hypothesis.html

Testing the Flight to Quality and Flight to Home Hypotheses

31 Dec 2013 RDP 2013-05
Gianni La Cava
lenders shrunk while the subprime lending of the non-OTD lenders remained elevated. ... per cent level, respectively; standard errors are clustered at the lender and tract levels.
https://www.rba.gov.au/publications/rdp/2013/2013-05/testing-flight-to-quality-flight-to-home.html