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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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The Real Effects of Debt Covenants: Evidence from Australia

25 Oct 2022 RDP 2022-05
Kim Nguyen
A key cause of financial frictions is informational asymmetries and misalignment in incentives between lenders and borrowers (Stein 2003). ... Asset-based covenants have been shown to reduce the need to renegotiate loan terms as they better align the
https://www.rba.gov.au/publications/rdp/2022/2022-05/full.html

Introduction

25 Oct 2022 RDP 2022-05
Kim Nguyen
A key cause of financial frictions is informational asymmetries and misalignment in incentives between lenders and borrowers (Stein 2003).
https://www.rba.gov.au/publications/rdp/2022/2022-05/introduction.html

Non-technical summary for ‘The Rise in Household Liquidity’

25 Oct 2022 RDP 2022-05
Kim Nguyen
In doing so, they provide some certainty to the lender and can, therefore, make them more willing to lend.
https://www.rba.gov.au/publications/rdp/2022/2022-05/non-technical-summary.html

Corporate Debt Covenants in Australia

25 Oct 2022 RDP 2022-05
Kim Nguyen
Asset-based covenants have been shown to reduce the need to renegotiate loan terms as they better align the incentives of shareholders with those of lenders by putting restrictions on how ... The shift could also reflect the increased use of unsecured
https://www.rba.gov.au/publications/rdp/2022/2022-05/corporate-debt-covenants-in-australia.html