Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Resilience of the Australian Financial System
6 Oct 2023
FSR
– October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html
Box C: Lenders Mortgage Insurance
10 Sep 2013
FSR
– September 2013
Financial Stability Review – September 2013 Box C: Lenders Mortgage Insurance. Mortgage insurance is a specialist type of insurance that protects the mortgage lender in the event that a borrower cannot repay ... In Australia, mortgage insurance is
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html
Theoretical Approaches to Lender-of-last-resort Policy
31 Dec 2001
RDP
2001-07
A lender-of-last-resort facility, however, involves some costs, particularly moral hazard costs. ... Bagehot advocated that, in operating a lender-of-last-resort facility, a central bank should:.
https://www.rba.gov.au/publications/rdp/2001/2001-07/theoretical-approaches-to-lender-of-last-resort-policy.html
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Did a Lender's Take-up of the TFF Affect Their Business Lending?
13 Dec 2022
RDP
2022-07
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html
See 10 more results from "RDP 2022-07"
The Australian Financial System
9 Oct 2020
FSR
– October 2020
In response to the associated uncertainty about the future availability of funding, many non-bank lenders actively slowed their lending. ... This improvement in funding availability has allowed non-bank lenders to start pricing loans more competitively.
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
In Brief: Financial Stability Review – March 2024
22 Mar 2024
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2024/mar/
Box B: Risks in Retail Commercial Property
8 Apr 2021
FSR
– April 2021
Large price falls would see a wider range of leveraged investors breach loan covenants, requiring a review of their situation with their lenders and possible further property sales. ... For this reason, lenders and financial regulators typically pay
https://www.rba.gov.au/publications/fsr/2021/apr/box-b-risks-in-retail-commercial-property.html
Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
Box D: Enhancing the Transparency of Interest Rates
6 Feb 2020
SMP
– February 2020
This is consistent with the security provided by their property reducing the risk for lenders relative to unsecured finance. ... The Reserve Bank will continue to publish Statistical Table F5 Indicator Lending Rates – the advertised interest rates
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html
Domestic Financial Conditions
27 Nov 2018
SMP
– November 2018
with a different lender or renegotiated the rate of their existing loan with their current lender. ... Several smaller lenders that raised their SVRs in recent months also decreased their advertised variable rates for new loans.
https://www.rba.gov.au/publications/smp/2018/nov/domestic-financial-conditions.html