Search: lender

Sort by: Relevance Date
41–50 of 184 search results for lender

RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

Search Results

Introduction

15 Aug 2018 RDP 2018-09
Nicholas Garvin
The collateral reduces the risk to the lender – if a repo borrower defaults, the lender takes immediate ownership of the collateral, whereas if an unsecured borrower defaults, the lender joins other ... Loan-level data are valuable because, for example,
https://www.rba.gov.au/publications/rdp/2018/2018-09/introduction.html
See 4 more results from "RDP 2018-09"

Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

4 Feb 2015 RDP PDF 728KB
1. Introduction. Housing loans account for a large proportion of both households’ and lenders’balance sheets. ... Loans that amortise moreslowly may also generate greater loan losses for lenders if those loans default.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf

Appendix A: Debt Overhang Model

10 Jul 2019 RDP 2019-06
Fiona Price, Benjamin Beckers and Gianni La Cava
1. δ. This condition is essentially a debt servicing requirement imposed by mortgage lenders.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
See 2 more results from "RDP 2019-06"

The Algorithm

15 Dec 2016 RDP 2016-11
Anthony Brassil, Helen Hughson and Mark McManus
On each day, the algorithm checks all transactions (from borrower to lender) between each pair of banks to determine if any could feasibly include an interest payment (with feasibility determined by
https://www.rba.gov.au/publications/rdp/2016/2016-11/algorithm.html
See 3 more results from "RDP 2016-11"

The Rise in Household Liquidity

24 Nov 2021 RDP PDF 1793KB
of financial trouble after their purchase decision. Alternatively, lenders may be more likely to lend to.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf

Non-technical summary for 'The Real Effects of Debt Covenants: Evidence from Australia'

18 Oct 2022 RDP PDF 480KB
RDP 2022-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-05/rdp-2022-05-non-technical-summary.pdf

Crisis and Commitment: Inflation Credibility and the Vulnerability to Sovereign Debt Crises

13 Dec 2012 Research Workshop PDF 474KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/gopinath.pdf

Stress Testing the Australian Household Sector Using the HILDA Survey

5 Mar 2015 RDP PDF 1095KB
banks, other authorised deposit-taking institutions (ADIs) and non-ADI lenders, such as mortgage originators). ... For example, some of these loan losses may be absorbed by lenders mortgage insurance.15.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf

Discussion

1 Sep 1991 RDP 9107
Anthony J. Richards
The issue of the effect of personal tax rates is discussed by Miller (1977) who showed how personal tax rates would affect the willingness of lenders to invest in debt and
https://www.rba.gov.au/publications/rdp/1991/9107/discussion.html

Emergency Liquidity Injections

3 Oct 2019 RDP PDF 2093KB
Emergency Liquidity Injections. Nicholas Garvin. Research Discussion Paper. R D P 2019 -10. The contents of this publication shall not be reproduced, sold or distributed without the prior consent of the Reserve Bank of Australia and, where applicable
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf