Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Financial Stability Assessment
5 Oct 2023
FSR
- October 2023
PDF
160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
cent. We take into account the benefits to banks of lender mortgage insurance (LMI) by applying a. ... 11 This is a simplified version of the LGD calculation as it abstracts from lender mortgage insurance coverage that is.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Box B: Arrears and Repossessions
10 Sep 2007
FSR
– September 2007
For some borrowers who cannot rectify their repayment difficulties, one possibility is to refinance their loan, often with a non-conforming lender. ... A judgement in the lender's favour does not, however, entitle the lender to evict the borrower.
https://www.rba.gov.au/publications/fsr/2007/sep/box-b.html
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
mortgages from most lenders. Around 120 data fields are collected for each loan, including loan. ... borrowers’ and lenders’ actions. In Australia, lenders issue borrowers with a notice of default once.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
This reflected the stability of risk margins and lenders’ funding costs relative to the cash rate. ... Over time, lenders have increasingly tried to differentiate between the relative riskiness and potential profitability of different borrowers.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Box B: Interest-only Mortgage Lending
10 Feb 2020
FSR
- April 2017
PDF
591KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-b.pdf
Box E: The 2018 Financial Sector Assessment Program (FSAP) Review of Australia
12 Apr 2019
FSR
– April 2019
The IMF further recommended that APRA draw up advance plans for the use of its new powers regarding lenders that are not ADIs. ... The IMF noted that the market share of non-ADI lenders was increasing.
https://www.rba.gov.au/publications/fsr/2019/apr/box-e.html
Overview
25 Apr 2023
FSR
- April 2023
PDF
145KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/overview.pdf