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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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Household and Business Finances in Australia

6 Apr 2023 FSR – April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html

Resilience of the Australian Financial System

22 Mar 2024 FSR – March 2024
Resilience of the Australian Financial System | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-the-australian-financial-system.html

The Term Funding Facility: Has It Encouraged Business Lending?

8 Dec 2022 RDP PDF 2133KB
these lenders accounted for less than 5 per cent of allowances by value. ... lender type and lenders that accessed the TFF) and a linear period variable.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf

Resilience of Australian Households and Businesses

22 Mar 2024 FSR – March 2024
Resilience of Australian Households and Businesses | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/resilience-of-australian-households-and-businesses.html

Financial Stability Assessment

6 Oct 2023 FSR – October 2023
Financial Stability Assessment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/overview.html

Developments in the Financial System Infrastructure

10 Mar 2005 FSR – March 2005
cent, or by the lender having taken out mortgage insurance on the loan, covering the lender for any losses. ... borrower. APRA has also recently reviewed the capital requirements that apply to lenders' mortgage insurers (LMIs).
https://www.rba.gov.au/publications/fsr/2005/mar/dev-fin-sys-infra.html

The Role of Collateral in Borrowing

14 Jan 2021 RDP PDF 1784KB
Controlling for. lender behaviour is important because matching between borrowers and lenders is endogenous. ... Lenders to each borrower Borrowers to each lender. Min Mean Max Std dev Min Mean Max Std dev.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf

Box D: Non-bank Lending for Property

10 Feb 2020 FSR April 2019 PDF 615KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/box-d.pdf

Household and Business Finances

8 Apr 2022 FSR – April 2022
To alleviate near-term financial challenges, government disaster-relief payments and hardship assistance from lenders have been made available. ... It is important that lenders and borrowers consider the potential for falls in housing prices,
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html

Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data

25 Nov 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
employed. The likelihood of entering arrears increases with the contract interest rate, which is consistent with lenders setting higher interest rates for riskier borrowers.
https://www.rba.gov.au/publications/rdp/2014/2014-13.html
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