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RBA Glossary definition for international reserves

international reserves – Holdings by a central bank of foreign exchange and gold.

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The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The capacity to save through debt amortisation has been further supported by mortgage market innovations, such as offset and redraw accounts, which are common in Australia but unusual by international standards. ... Mortgage offset accounts and redraw
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html

Conclusion

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
Finally, it is surprising how unique mortgage offset and redraw accounts are by international standards given their importance to the process of debt amortisation and the accumulation of liquidity buffers. ... Reserve Bank of Australia, 2001–2024. All
https://www.rba.gov.au/publications/rdp/2021/2021-10/conclusion.html

References

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
Ellis L (2005), ‘Disinflation and the Dynamics of Mortgage Debt’, in Investigating the Relationship between the Financial and Real Economy, BIS Papers No 22, Bank for International Settlements, Basel, pp ... Reserve Bank of Australia, 2001–2024.
https://www.rba.gov.au/publications/rdp/2021/2021-10/references.html

The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
The capacity to save through debt amortisation has been further supported by mortgage market innovations, such as offset and redraw accounts, which are common in Australia but unusual by international standards. ... Reserve Bank of Australia, 2001–2024.
https://www.rba.gov.au/publications/rdp/2021/2021-10/the-rise-in-household-liquidity.html

Institutional Features of the Australian Mortgage Market

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
Download the Paper 1.71. MB. Mortgage offset accounts and redraw facilities are features of the Australian mortgage market that are unusual by international standards. ... Reserve Bank of Australia, 2001–2024. All rights reserved. The Reserve Bank of
https://www.rba.gov.au/publications/rdp/2021/2021-10/institutional-features-of-the-australian-mortgage-market.html