Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
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1310KB
increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... that interest rates have a negligible effect on US banks’ profitability, mainly because higher fees and.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
including legal fees, moving expenses, recourse to other assets, sentimental attachment to the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia’s Bond Purchases
19 May 2022
RDP
PDF
1938KB
The Yield and Market Function Effects of the Reserve Bank of Australia’s. Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. Research Discussion Paper. R DP 2022- 02. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-02.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
The value of annual fees is based on the fee advertised around the time of the survey. ... these very high-fee cards and using the annual fees advertised for the cards that respondents.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
rates by the end of 2020 (Altavilla et al 2022). In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date,. there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
There may also be fees associated. with redrawing money from the loan and limits on how often the redraw facility is used. ... able to be converted to cash only with advance notice and by paying a fee.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Job Loss, Subjective Expectations and Household Spending
13 Aug 2021
RDP
PDF
2108KB
Home repairs, renovation and maintenance. Healthcare fees and products. Utilities. Telecommunications. ... Education fees. Insurance. Weekly Groceries. Meals eaten out. Source: HILDA Survey Release 19.0.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-08.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
Share of individuals earning. allowances, earnings, tips or. director fees(a). Less.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
rate. The overall price of the scheme may also incorporate additional fees or discounts that vary.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf