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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Appendix A: Data
5 Aug 2020
RDP
2020-04
included. included. included. 14. Architect fees. included. 25. included. Legal and management fees.
https://www.rba.gov.au/publications/rdp/2020/2020-04/appendix-a.html
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Another Model
17 Apr 2009
RDP
2009-03
and. to consumers, we take. and. to denote the per-transaction fees to consumers now directly set by each platform. ... In discussing these results we focus primarily on the price allocation aspects of platforms' fee choices.
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
There may also be fees associated with redrawing money from the loan and limits on how often the redraw facility is used.
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Banks can also respond endogenously by increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... For instance, banks can pivot to Non-II-generating activities as well as increase their fees.
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date, there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB (Sparks and Garner 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Data
23 Dec 2016
RDP
2016-12
Holiday travel. Home repairs, renovation and maintenance. Healthcare fees and products. ... Utilities. Telecommunications. Education fees. Insurance. Source: HILDA Survey Release 14.0. The analysis in this paper focuses on durables expenditure.
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
As an explanation, researchers pointed to very high costs associated with foreclosure, including legal fees, moving expenses, recourse to other assets, sentimental attachment to the property and reputational costs that may
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
In some jurisdictions, banks have increased fees to offset the deposit lower bound (Hack and Nicholls 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Research Discussion Papers – 2012
31 Dec 2012
RDP
Leon Berkelmans and Hao Wang. RDP 2012-03 ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia.
https://www.rba.gov.au/publications/rdp/2012/