Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date, there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB (Sparks and Garner 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
As an explanation, researchers pointed to very high costs associated with foreclosure, including legal fees, moving expenses, recourse to other assets, sentimental attachment to the property and reputational costs that may
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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Data
23 Dec 2016
RDP
2016-12
Holiday travel. Home repairs, renovation and maintenance. Healthcare fees and products. ... Utilities. Telecommunications. Education fees. Insurance. Source: HILDA Survey Release 14.0. The analysis in this paper focuses on durables expenditure.
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
There may also be fees associated. with redrawing money from the loan and limits on how often the redraw facility is used. ... able to be converted to cash only with advance notice and by paying a fee.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia's Bond Purchases
24 May 2022
RDP
2022-02
Research Discussion Paper – RDP 2022-02 The Yield and Market Function Effects of the Reserve Bank of Australia's Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. May 2022. 1.89. MB. 1. Introduction. This paper focuses on three
https://www.rba.gov.au/publications/rdp/2022/2022-02/full.html
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The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
rate. The overall price of the scheme may also incorporate additional fees or discounts that vary.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
The value of annual fees is based on the fee advertised around the time of the survey. ... these very high-fee cards and using the annual fees advertised for the cards that respondents.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
rates by the end of 2020 (Altavilla et al 2022). In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date,. there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
The Apartment Shortage
30 Jul 2020
RDP
PDF
3814KB
constructing internal parking, foyers and other common areas, architect fees and builder’s margins. ... fees, marketing costs and infrastructure contributions. We add these to the totals presented in.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-04.pdf