Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
There may also be fees associated with redrawing money from the loan and limits on how often the redraw facility is used.
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Banks can also respond endogenously by increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... For instance, banks can pivot to Non-II-generating activities as well as increase their fees.
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
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Another Model
17 Apr 2009
RDP
2009-03
and. to consumers, we take. and. to denote the per-transaction fees to consumers now directly set by each platform. ... In discussing these results we focus primarily on the price allocation aspects of platforms' fee choices.
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... that interest rates have a negligible effect on US banks’ profitability, mainly because higher fees and.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
including legal fees, moving expenses, recourse to other assets, sentimental attachment to the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia’s Bond Purchases
19 May 2022
RDP
PDF
1938KB
The Yield and Market Function Effects of the Reserve Bank of Australia’s. Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. Research Discussion Paper. R DP 2022- 02. Figures in this publication were generated using Mathematica.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-02.pdf
Appendix A: Data
5 Aug 2020
RDP
2020-04
included. included. included. 14. Architect fees. included. 25. included. Legal and management fees.
https://www.rba.gov.au/publications/rdp/2020/2020-04/appendix-a.html
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Job Loss, Subjective Expectations and Household Spending
18 Aug 2021
RDP
2021-08
Home repairs, renovation and maintenance. Healthcare fees and products. Utilities. Telecommunications. ... Education fees. Insurance. Weekly. Groceries. Meals eaten out. Source: HILDA Survey Release 19.0.
https://www.rba.gov.au/publications/rdp/2021/2021-08/full.html
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BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
In some jurisdictions, banks have increased fees to offset the deposit lower bound (Hack and Nicholls 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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