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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Appendix A: Additional Detailed Results
31 Dec 2014
RDP
2014-14
Interchange fees (issuers to acquirers). 0.49. 0.04. Memo item: average withdrawal value. ... na. 0.01. Issuers – interchange fees (to acquirers). 0.16. 0.22. Acquirers – fee rebates (to merchants).
https://www.rba.gov.au/publications/rdp/2014/2014-14/appendix-a.html
Private Net Costs
31 Dec 2014
RDP
2014-14
Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the interchange fee. ... 2014). The sample of merchants covered in this study pay, on average, interchange fees below the economy-wide
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
References
31 Dec 2014
RDP
2014-14
Craig A (2014), ‘Banking Fees in Australia’, RBA. Bulletin. , June, pp 37–41. ... Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access. ,
https://www.rba.gov.au/publications/rdp/2014/2014-14/references.html
Resource Costs of Payments
31 Dec 2014
RDP
2014-14
Fees to acquirers. 0.32. 0.02. 0.08. Other transfers (including fraud). 0.00. ... Interchange fees are not a resource cost and are excluded from this calculation; see Section 5 for private cost calculations.
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
Small Businesses Costs
31 Dec 2014
RDP
2014-14
However, even when merchants are offered differential fees, these costs can be difficult to calculate from merchant service fee statements. ... Another factor is likely to be the differential pricing of per transaction fees.
https://www.rba.gov.au/publications/rdp/2014/2014-14/small-businesses-costs.html