Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation - May 2021 | Consultations
28 May 2021
Consultations
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
https://www.rba.gov.au/publications/consultations/202105-consultation-preliminary-conclusions-review-of-retail-payments-reg.html
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over time, which in turn has been associated with Reserve Bank interchange and surcharging regulation (Occhiutto ... To recover their costs, a merchant may
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over. ... time, which in turn has been associated with Reserve Bank interchange and surcharging regulation.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Review of Card Payments Regulation - November 2019 | Consultations
10 Nov 2019
Consultations
Review of Card Payments Regulation
https://www.rba.gov.au/publications/consultations/201911-review-of-card-payments-regulation.html
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
In addition, merchant service fees are higher for small businesses. The rest of this paper proceeds as follows. ... fees paid to them, paying careful attention to avoid double counting between resource costs and transfers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
The Operation of the Bank's Interchange Standards | Consultations
28 Feb 2019
Consultations
Interchange Standards and Net Compensation
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards.html
The Operation of the Interchange Standards: Consultation Paper
28 Feb 2019
Consultations
PDF
990KB
The Bank has placed caps on interchange fees. In the absence of interchange fee caps,. ... issuers could not be used to circumvent the Bank’s interchange fee caps.
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf
Cash
8 Aug 2017
RDP
2017-04
Similarly, a reduction in interchange fees for small/contactless card payments by one of the international card schemes in late 2012 may have contributed to a greater willingness by some businesses ... ATM withdrawals that incurred a fee was 28 per cent
https://www.rba.gov.au/publications/rdp/2017/2017-04/cash.html
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Reserve Bank’s reforms to interchange fees since the early 2000s, which have reduced incentives. ... a reduction in interchange fees for small/contactless card payments by one of the international.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
In the European Union, the 2015 regulation on interchange fees makes specific reference to co-badged cards and their role in reducing the cost of payments. ... In particular, the Commission noted that under its new interchange fee regulation, consumers
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html