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Competition Between Payment Systems
17 Apr 2009
RDP
2009-02
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2009/2009-02.html
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The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
fees. JEL Classification Numbers: D12, D14, E42 Keywords: method of payment, consumer payment choice, consumer survey, retail. ... We also provide updated information about the frequency of the payment of ATM fees.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
as merchant surcharges and fees.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over time, which in turn has been associated with Reserve Bank interchange and surcharging regulation (Occhiutto ... To recover their costs, a merchant may
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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References
11 Sep 2015
RDP
2015-05
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access. ,
https://www.rba.gov.au/publications/rdp/2015/2015-05/references.html
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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over. ... time, which in turn has been associated with Reserve Bank interchange and surcharging regulation.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Appendix A: Survey Methodology
27 Nov 2023
RDP
2023-08
Along with their payments, respondents were asked to include details of cash top-ups, including the value of any ATM fee paid. ... Date. Day-of-week. Cash top-up amount. ATM fee paid (dollar amount). Total value of banknotes in wallet after top-up.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
choice experiment technique. An associated challenge is that any differences in fees seen by. ... willingness to pay to switch product characteristics. It is therefore common to calibrate fees with.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
ownership and use among consumers, as well as reductions in merchant acceptance fees over time. ... 5.4 Surcharging of card transactions. To recover the cost of accepting card payments, a merchant may apply an additional fee, or.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
9 Oct 2018
RDP
2018-11
interest-free period that outweigh annual fees and interest payments).
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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