Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Losses on personal lending, such as credit cards and non-housing term loans, were non-negligible, but appear
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
Home Prices and Household Spending
2 Feb 2015
RDP
PDF
732KB
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-04.pdf
The Effect of Consumer Sentiment on Consumption
21 Nov 2016
RDP
PDF
1429KB
Research Discussion Paper. The Effect of Consumer Sentiment on Consumption. Christian Gillitzer and Nalini Prasad. RDP 2016-10. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced,
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-10.pdf
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
PDF
1257KB
Australian Treasury and the BIS Asian Research Network Workshop for helpful comments and. ... The companies facing. higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf
Housing Leverage in Australia
2 Dec 2009
RDP
PDF
604KB
59.1 Pays off credit card on time(b). –5.6. Has credit card –35.6 No of bedrooms 21.3 Took out institutional loan. ... 5.3 –5.3 Condition of home(b) 3.0 3.1 Not a first-home buyer 6.2 6.2 Semi-detached dwelling 5.1 5.3 Pays credit card
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-09.pdf
Is Housing Overvalued?
4 Feb 2015
RDP
PDF
1164KB
Research Discussion Paper. Is Housing Overvalued? Ryan Fox and Peter Tulip. RDP 2014-06. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists. Its aim is
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-06.pdf
Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
EFTPOS terminals also allow substitution from cash to debit cards. Working in the other direction, however, ATM providers demand more banknotes to stock the extra machines.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf
The Household Cash Flow Channel of Monetary Policy
14 Dec 2016
RDP
PDF
1053KB
Credit cards 1.7 0.0 1.0. Other debt (e.g. student debt) 4.6 0.0 2.7. ... amounts of debt (usually in the form of credit cards) and hence are still defined as ‘lenders’.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf
The Effect of Minimum Wage Increases on Wages, Hours Worked and Job Loss
14 May 2018
RDP
PDF
1215KB
Card and. Krueger 1994). Thus, there is a need for further empirical evidence on the relationship between. ... the United States. Starting with the seminal contribution of Card and Krueger (1994), these US.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-06.pdf
Is Declining Union Membership Contributing to Low Wages Growth?
2 Apr 2019
RDP
PDF
1832KB
between union and non-union jobs, and mismeasurement of union status (Freeman 1984; Card 1996; Hirsch 2004). ... Card 1996; LaLonde, Marschke and Troske 1996; DiNardo and Lee 2004).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-02.pdf