Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Inventory Investment in Australia and the Global Financial Crisis
2 Feb 2015
RDP
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Examples of revolving business credit includebank overdrafts, lines of credit, and credit cards. ... Instead, smallbusinesses are more likely to use credit cards (73 per cent), secured bank loans (41 per cent),bank overdrafts (40 per cent) and leases (36
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf
Labour Force Participation and Household Debt
27 Jun 2007
RDP
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598KB
Other debt combines debts on investment properties, credit card debts, HECS, car loans, overdrafts and other personal loans. ... Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
Household Economic Inequality in Australia
25 Oct 2017
RDP
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4842KB
personal loans and credit cards) fromtotal expenditure. Interest payments do not represent a flow of services to thehousehold.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-15.pdf
Household Saving in Australia
4 Feb 2015
RDP
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1171KB
Research Discussion Paper. Household Saving in Australia. Richard Finlay and Fiona Price. RDP 2014-03. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf
Is the Phillips Curve Still a Curve? Evidence from the Regions
29 Aug 2021
RDP
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1706KB
The intuition provided by McLeay and Tenreyro (2020) is as follows.16 A central bank with a dual.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-09.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
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How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
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Second, the wholesale market is anational one and does not require an extensive branch network in order to conductbusiness. ... Also, theANZ Banking Group has recently outsourced many of its electronic card operations(Australian Financial Review, 15th
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
Some Tests of Competition in the Australian Housing Loan Market
31 Jan 2006
RDP
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377KB
On the other hand, Ausubel (1991) finds huge monopoly profits in the United States credit card industry, where there are over 4000 firms! ... 19. REFERENCES. Ausubel, L.M. (1991), "The Failure of Competition in the Credit Card Market", American Economic
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9202.pdf
Monetary Transmission in a Deregulated Financial System
19 Nov 2012
RDP
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plastic cards (either debit or credit). The model conclusions do not depend on this. ... cards. The central bank would, therefore, need "to set reserve requirements as a.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8811.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
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In theUnited States, where disintermediation has been a feature of the financial system fora decade or more, almost two-thirds of residential mortgages and half of theoutstanding credit card receivables are ... The need to cross-subsidise transactions
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf