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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
Keywords: consumer payment choice, consumer survey, dual network debit cards, method of payment, payment systems. ... 5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

22 Nov 2023 RDP PDF 143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... In addition, lower-value payments often no longer
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Read me file for Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

3 Oct 2018 RDP PDF 460KB
RDP 2018-11 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-11/rdp-2018-11-read-me.pdf

How Australians Pay: Evidence from the 2016 Consumer Payments Survey

24 Jul 2017 RDP PDF 1438KB
cards (Table 1). Since the 2013 survey, the share of debit card payments has increased by slightly. ... they can handle card payments, potentially lowering the overall cost of accepting cards.20 Similarly,.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
credit card (if they held multiple cards, this was the one they used most often). ... was the only card that they held, but some respondents held multiple cards.19 Respondents with.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
types of card.18 Australian consumers are increasingly using these cards instead of cash to make. ... Occhiutto 2020). When choosing to pay with a card, Australian consumers have increasingly been using debit cards,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

10 Sep 2020 RDP PDF 457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf

Price Incentives and Consumer Payment Behaviour

17 Aug 2009 RDP PDF 262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf