Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Loan Rate Stickiness: Theory and Evidence
1 Jun 1992
RDP
9206
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1992/9206.html
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Price Incentives and Consumer Payment Behaviour
1 Jul 2009
RDP
2009-04
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2009/2009-04.html
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Appendix A: Data
1 Jun 2015
RDP
2015-05
Scheme credit, debit and charge card fraud perpetrated in Australia and internationally on Australia-issued cards. ... Australian Payments Clearing Association – Fraud Statistics. Debit card expenditure. The value of purchases made using debit cards
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-a.html
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
7,631. 7,631. 7,631. 7,631. Non-mortgage. Credit card. Hire purchase. Car. Business. ... 7,646. 7,646. 7,646. 7,646. 7,646. Non-mortgage. Credit card. Hire purchase. Car.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes
1 Dec 2018
RDP
2018-12
To approximate the value of cash payments made with cash sourced from overseas, we subtract the value of card payments and ATM withdrawals made with international cards from estimated total tourist ... Figure 11: Estimates of Cash Spending. Monthly. Notes
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
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Innovation
1 Nov 1984
RDP
8402
Federal Reserve System, Washington, 1968. FEDERAL RESERVE SYSTEM. “Credit Cards in the U.S. ... No. 3, 1980, pp.27–30. MAYER, M. “Here Comes the Smart Card”.
https://www.rba.gov.au/publications/rdp/1984/8402/innovation.html
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References
20 Sep 2022
RDP
2022-03
Banerjee P and JJ Canals-Cerdá (2012), ‘Credit Risk Analysis of Credit Card Portfolios under Economic Stress Conditions’, Federal Reserve Bank of Philadelphia Working Paper No 12-18. ... Bellotti T and J Crook (2013), ‘Forecasting and Stress
https://www.rba.gov.au/publications/rdp/2022/2022-03/references.html
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Method
11 Sep 2015
RDP
2015-01
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Data
23 Dec 2016
RDP
2016-12
6.9. 0.0. 4.0. Fixed-rate business debt. 3.2. 0.0. 1.9. Credit cards. ... More than two-thirds of households hold some form of debt, but many hold only small amounts of debt (usually in the form of credit cards) and hence are still defined
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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The ATM Market in Australia
31 Dec 2012
RDP
2012-03
RDP 2012-03: ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia 2. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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