Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Household Saving in Australia
4 Feb 2015
RDP
PDF
1171KB
Research Discussion Paper. Household Saving in Australia. Richard Finlay and Fiona Price. RDP 2014-03. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and upward pressure for credit card ... Additionally, the assumption that interest rates on credit cards
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Reduced-form Model
6 May 2018
RDP
2018-05
The companies facing higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts, rather than bank loans or corporate bonds.
https://www.rba.gov.au/publications/rdp/2018/2018-05/reduced-form-model.html
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Data
31 Dec 2013
RDP
2013-04
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia. ... issuer) that primarily reflects costs of ATM withdrawals made using a debit card.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
Second, the wholesale market is anational one and does not require an extensive branch network in order to conductbusiness. ... Also, theANZ Banking Group has recently outsourced many of its electronic card operations(Australian Financial Review, 15th
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
The Effect of Minimum Wage Increases on Wages, Hours Worked and Job Loss
1 May 2018
RDP
2018-06
Card and Krueger 1994). Thus, there is a need for further empirical evidence on the relationship between minimum wages and employment, and in particular, credible evidence for Australia. ... Starting with the seminal contribution of Card and Krueger (1994
https://www.rba.gov.au/publications/rdp/2018/2018-06/full.html
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Appendix B: Auxiliary Regressions
12 Dec 2014
RDP
2014-03
0.44. 0.87. Number of credit cards. 0.23. 0.05. Personal credit status. ... No of credit cards. 3.9. 3.7. 0.6. 3.8. 3.8. 0.2. Personal debt.
https://www.rba.gov.au/publications/rdp/2014/2014-03/appendix-b.html
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Research Discussion Papers 2011–2020
31 Dec 2011
RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases. ... Jonathan Hambur and Richard Finlay. RDP 2018-01 A Density-based Estimator of Core/Periphery Network Structures: Analysing
https://www.rba.gov.au/publications/rdp/2011-2020.html