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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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THE 1930'S AND THE 1980'S: SOME FACTS P.D. Jonson ...

23 Feb 2017 RDP PDF 1608KB
THE 1930'S AND THE 1980'S: SOME FACTS. P.D. Jonson and G.R. Stevens. Reserve Bank of Australia. Research Discussion Paper. 8303. September 1983. The views expressed herein are solely those of the author(s) and are not necessarily shared by the
https://www.rba.gov.au/publications/rdp/1983/pdf/rdp8303.pdf

Data

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
6.9. 0.0. 4.0. Fixed-rate business debt. 3.2. 0.0. 1.9. Credit cards. ... More than two-thirds of households hold some form of debt, but many hold only small amounts of debt (usually in the form of credit cards) and hence are still defined
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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The Household Cash Flow Channel of Monetary Policy

14 Dec 2016 RDP PDF 1053KB
Credit cards 1.7 0.0 1.0. Other debt (e.g. student debt) 4.6 0.0 2.7. ... amounts of debt (usually in the form of credit cards) and hence are still defined as ‘lenders’.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf

The Effect of Consumer Sentiment on Consumption

21 Nov 2016 RDP PDF 1429KB
Research Discussion Paper. The Effect of Consumer Sentiment on Consumption. Christian Gillitzer and Nalini Prasad. RDP 2016-10. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced,
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-10.pdf

Appendix A: Reconciliation with Mian et al (2015)

1 Nov 2016 RDP 2016-10
Christian Gillitzer and Nalini Prasad
Footnote. Mian et al also use credit card data in their analysis. ... Unfortunately we do not have access to credit card data. The materials on this webpage are subject to copyright and their use is subject to the terms and conditions set out
https://www.rba.gov.au/publications/rdp/2016/2016-10/appendix-a.html
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Measuring Credit Losses

31 Dec 2015 RDP 2015-06
David Rodgers
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example).
https://www.rba.gov.au/publications/rdp/2015/2015-06/mea-cre-losses.html
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References

31 Dec 2015 RDP 2015-15
Rosetta Dollman, Greg Kaplan, Gianni La Cava and Tahlee Stone
Download the Paper 4.72. MB. Abowd JM and D Card (1989), ‘On the Covariance Structure of Earnings and Hours Changes’,.
https://www.rba.gov.au/publications/rdp/2015/2015-15/references.html
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Appendix C: Credit Card Holding and Rewards Program Membership

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
RDP 2015-03: The Value of Payment Instruments: Estimating Willingness to Pay and Consumer Surplus Appendix C: Credit Card Holding and Rewards Program Membership. ... Holds a credit card. Member of rewards program. Coefficient. Marginal effect.
https://www.rba.gov.au/publications/rdp/2015/2015-03/appendix-c.html
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Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Appendix B: Alternative Model

11 Sep 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
The response of banknotes in circulation and credit card debt are not statistically different to the baseline estimates. ... The response of banknotes in circulation to the counterfeiting shock is smaller in magnitude compared to the baseline, and the
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-b.html
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