Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
Debt-servicing costs also include interest payments on personal and credit card debt, and we assume households also repay 2 per cent of the principal on these additional loans each year.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
Lower financial literacy may also be correlated with the presence of consumer debts, such as credit cards, that may lower borrowers' ability-to-pay threshold (Disney and Gathergood 2013).
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... to defaulting. The calculation does not take into account additional debts, such as credit card debts or debts with.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
References
4 Apr 2019
RDP
2019-02
Card D (1996), ‘The Effect of Unions on the Structure of Wages: A Longitudinal Analysis’, Econometrica, 64(4), pp 957–979.
https://www.rba.gov.au/publications/rdp/2019/2019-02/references.html
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Is Declining Union Membership Contributing to Low Wages Growth?
2 Apr 2019
RDP
PDF
1832KB
between union and non-union jobs, and mismeasurement of union status (Freeman 1984; Card 1996; Hirsch 2004). ... Card 1996; LaLonde, Marschke and Troske 1996; DiNardo and Lee 2004).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-02.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
interest rates. Unlike card payments, however, the value of cash payments is not observed directly. ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes
1 Dec 2018
RDP
2018-12
To approximate the value of cash payments made with cash sourced from overseas, we subtract the value of card payments and ATM withdrawals made with international cards from estimated total tourist ... Figure 11: Estimates of Cash Spending. Monthly. Notes
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
9 Oct 2018
RDP
2018-11
Moreover, most cardholders, including those who receive a net benefit, appear not to choose cards that best suit their use patterns – for instance, I estimate that consumers who use their card ... Finally, I find that around half of the respondents who
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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