Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... to defaulting. The calculation does not take into account additional debts, such as credit card debts or debts with.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Appendix A: Model Specifications
20 Sep 2022
RDP
2022-03
For example, within the asset class ‘credit cards’, there may be various subtypes of credit cards debt, but none of those subtypes can be defined as asset classes, or there would
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
Box B: Online Spending by Households
3 Feb 2011
SMP
– February 2011
PDF
120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
5. Cards 16 5.1 Contactless Card Use at the Point of Sale 18. ... 20. debit card payments at the point of sale. The lower ratio for debit cards partly reflects the fact that the eftpos network had not yet introduced contactless cards at the
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
interest rates. Unlike card payments, however, the value of cash payments is not observed directly. ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
FINANCIAL INNOVATION BIBLIOGRAPHY compiled by Lindsay F. Boultori and ...
14 Oct 2014
RDP
PDF
2298KB
76, 1967, pp.889-892. RUSSELL, T. The Economics of Bank Credit Cards.
https://www.rba.gov.au/publications/rdp/1984/pdf/rdp8402.pdf
Loan Rate Stickiness: Theory and Evidence
31 Jan 2006
RDP
PDF
819KB
High risk credit card borrowers, on the other hand, are more likely to be interest rate sensitive because they fully intend to borrow on their cards. ... When a customer wishes to change credit cards, the new issuer may require her to pay off the balance
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf
Box B: Online Spending by Households
10 Feb 2011
SMP
– February 2011
In contrast, traditional card spending has increased at a slower average rate of around 9 per cent since 2005. ... Another source of information that points to growth in online purchases from overseas is the number of inbound postal items delivered
https://www.rba.gov.au/publications/smp/2011/feb/box-b.html
Box B: The Effect of Policy Rate Changes on Household Debt Servicing
5 Nov 2009
SMP
PDF
139KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/nov/pdf/box-b.pdf