Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
The ATM Market in Australia
31 Dec 2012
RDP
2012-03
RDP 2012-03: ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia 2. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
Mortgage status %%. 2010. Credit card paymentbehaviour. Doesn’tpay off. Pays offNo cardBehindAbout onAhead. ... credit card ordid not always pay off the entire balance of their credit card each month.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
References
1 Aug 2021
RDP
2021-09
Moretti E (2011), ‘Local Labour Markets’, in D Card and O Ashenfelter (eds), Handbook of Labor Economics: Volume 4B, Handbooks in Economics, Elsevier, Amsterdam, pp 1237–1313.
https://www.rba.gov.au/publications/rdp/2021/2021-09/references.html
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Methodology
2 Dec 2009
RDP
2009-07
This accounts for the possibility that households who obtain a credit card may do so in order to fund greater consumption. ... We do not account for the effect that servicing any credit card debt will have on consumption.
https://www.rba.gov.au/publications/rdp/2009/2009-07/methodology.html
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Consumption Behavior across the Distribution of Liquid Assets
19 Dec 2023
Research Workshop
PDF
2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf
Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
10 Sep 2020
RDP
PDF
457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf
Migrant Labor Markets and the Welfare of Rural Households in the Developing World: Evidence from China
6 Dec 2010
Research Workshop
PDF
718KB
Reserve Bank of Australia Research Workshop 2010
https://www.rba.gov.au/publications/workshops/research/2010/pdf/giles.pdf
Another Model
17 Apr 2009
RDP
2009-03
In combination with their holding the choice of payment instrument at the moment of sale, this removes any feedback from merchant behaviour into consumers' card holding choices. ... imply more favourable pricing by platforms towards consumers than if the
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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