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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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The Australian Business Cycle: A Coincident Indicator Approach

25 Oct 2005 RDP PDF 1764KB
6 The information criterion selects three factors but we present the first factor for direct comparison with the SW index from the balanced panel.
https://www.rba.gov.au/publications/rdp/2005/pdf/rdp2005-07.pdf

Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data

13 Feb 2024 RDP PDF 1260KB
direct and could reflect factors other than the ability to access overseas financing, it is consistent. ... innovative activity and reinforces the above, more direct results. 11 The survey question asks firms about what factors are hampering their
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

22 Nov 2023 RDP PDF 143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf

Doing Less, with Less: Capital Misallocation, Investment and the Productivity Slowdown in Australia

16 Mar 2023 RDP PDF 1288KB
Doing Less, with Less: Capital Misallocation, Investment and the. Productivity Slowdown in Australia. Jonathan Hambur and Dan Andrews. Research Discussion Paper. R DP 2023- 03. Figures in this publication were generated using Mathematica. ISSN
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-03.pdf

Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

Did Labour Market Concentration Lower Wages Growth Pre-COVID?

28 Feb 2023 RDP PDF 1812KB
See Appendix B. Another approach would be to try to instrument using some ‘direct’ measure of changes in competition, such as mergers.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-02.pdf

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
The Determinants of Mortgage Defaults in Australia – Evidence for the. Double-trigger Hypothesis. Michelle Bergmann. Research Discussion Paper. R DP 2020 - 03. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online).
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Direct Effects of Money on Aggregate Demand: Another Look at the Evidence

26 Aug 2010 RDP PDF 179KB
05. RESEARCHDISCUSSIONPAPER. Direct Eff ects of Money on Aggregate Demand: Another Look at the Evidence. ... We reach this conclusion by using a model that has no direct effects of money.
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-05.pdf

Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE

7 Jan 2024 RDP PDF 1715KB
Sources: ABS; Authors’ calculations. As a second approach, we take a more direct firm-level financial constraint measure.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-09.pdf

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

8 Jun 2023 RDP PDF 1310KB
This paper presents new insights on the direct impact of lower rates on bank profitability, after. ... time.2. While NIMs will tend to decline with interest rates, the overall direct impact on bank profitability is.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf