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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Valuing Safety and Privacy in Retail Central Bank Digital Currency

11 Apr 2024 RDP 2024-02
Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney
Although we caution about studying privacy attitudes with direct survey questions, there is one such question in the Consumer Payments Survey that we do show results for here to demonstrate the ... Some proposed CBDC designs do involve a more direct
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency

4 Apr 2024 RDP PDF 1594KB
survey-based investigations of privacy, to varying degrees. Although we caution about studying privacy attitudes with direct survey questions, there is one such. ... Some. proposed CBDC designs do involve a more direct relationship between the central
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Figure 19: Change in Share by Number of Debit and Credit Card Payments. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29. ... very important’ or ‘important’ that a merchant accepts debit card payments (Figure 4).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
a credit card still made over half of their payments using a debit card. ... direct debits), which are recorded separately in a post-diary questionnaire (see Section 6.2).
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

10 Sep 2020 RDP PDF 457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
Cards 43 43 53 54 61. Debit cards 21 27 22 26 36. ... 10. 20. 30. %. 0. 10. 20. 30. %. Cash Debit cards Credit cards Other.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
On a per transaction basis, direct debit remains the lowest-cost payment instrument while cheques remain the most expensive. ... Of the remote payment options, direct debit is considerably less resource intensive than BPAY, debit and credit cards.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
driven by an increasing use of cards (credit and debit) to carry out in-person payments (Figure 2). ... 7. 4.1 The Counting Method. 4.1.1 Method. The first approach is a direct one.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates points that have been interpolated or extrapolated; dots indicate direct ... Banknote lodgements, on the
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
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