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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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The Effect of Minimum Wage Increases on Wages, Hours Worked and Job Loss
14 May 2018
RDP
PDF
1215KB
Card and. Krueger 1994). Thus, there is a need for further empirical evidence on the relationship between. ... the United States. Starting with the seminal contribution of Card and Krueger (1994), these US.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-06.pdf
Household Economic Inequality in Australia
25 Oct 2017
RDP
PDF
4842KB
personal loans and credit cards) fromtotal expenditure. Interest payments do not represent a flow of services to thehousehold.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-15.pdf
Estimating Marginal Propensities to Consume in Australia Using Micro Data
27 Nov 2009
RDP
PDF
252KB
We do not account for theeffect that servicing any credit card debt will have on consumption. ... that nolonger hold a credit card; although this does not imply a causal relationship.23.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-07.pdf
The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
Housing rate. Personal instalment rate. Credit card rate. Lending ratesDeposit rates %%. 4. 8. 12. 16. 20. 24. Cash rate. 2-yr treasury bonds. ... The stickiest interest rate is the rate on credit cards. BetweenJanuary 1986 and October 1994, the credit
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
The Household Cash Flow Channel of Monetary Policy
14 Dec 2016
RDP
PDF
1053KB
Credit cards 1.7 0.0 1.0. Other debt (e.g. student debt) 4.6 0.0 2.7. ... amounts of debt (usually in the form of credit cards) and hence are still defined as ‘lenders’.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
PDF
1257KB
The companies facing. higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf
A Tale of Two Surveys: Household Debt and Financial Constraints in Australia
2 Dec 2009
RDP
PDF
168KB
Credit cards –0.19 1.2 1 card –2.3. Credit card interest 0.55 31.2% Pays interest 4.9. ... 23. Figure 11: Marginal Effect of Credit Card Ownership. Predicted probability of being financially constrained.
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-08.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and upward pressure for credit card ... Additionally, the assumption that interest rates on credit cards
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Labour Force Participation and Household Debt
27 Jun 2007
RDP
PDF
598KB
Other debt combines debts on investment properties, credit card debts, HECS, car loans, overdrafts and other personal loans. ... Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
Household Saving in Australia
4 Feb 2015
RDP
PDF
1171KB
Research Discussion Paper. Household Saving in Australia. Richard Finlay and Fiona Price. RDP 2014-03. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf