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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Capital Standards

1 Dec 1994 RDP 9409
Marianne Gizycki and Brian Gray
Current exposure will be calculated on a net basis to produce a single credit or debit position for each counterparty.
https://www.rba.gov.au/publications/rdp/1994/9409/capital-standards.html

Measuring Credit Losses

31 Dec 2015 RDP 2015-06
David Rodgers
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example).
https://www.rba.gov.au/publications/rdp/2015/2015-06/mea-cre-losses.html
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Appendix A: Composition of Data Panels

31 Dec 2005 RDP 2005-07
Christian Gillitzer, Jonathan Kearns and Anthony Richards
5. 1959:Q3–2004:Q4. ο. ο. ο. ο. Import price index: goods & services debits IPD, sa (c).
https://www.rba.gov.au/publications/rdp/2005/2005-07/appendix-a.html

The Future

1 Dec 1993 RDP 9315
Warren Tease and Jenny Wilkinson
water rates), rental streams from government-owned properties and store card debts.
https://www.rba.gov.au/publications/rdp/1993/9315/the-future.html

Appendix D: Glossary and Data

31 Dec 2005 RDP 2005-11
Andrew Stone, Troy Wheatley and Louise Wilkinson
Definition: Implicit price deflator for goods credits divided by implicit price deflator for goods debits (both seasonally adjusted), indexed to 2002–03 = 100.
https://www.rba.gov.au/publications/rdp/2005/2005-11/appendix-d.html

Estimation Results

31 Dec 2007 RDP 2007-05
Rochelle Belkar, Lynne Cockerell and Rebecca Edwards
Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of credit cards and measures of how much financial risk the ... The number of credit cards and the measures of willingness to take
https://www.rba.gov.au/publications/rdp/2007/2007-05/estimation-results.html
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Research Discussion Papers 2011–2020

31 Dec 2011 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2011-2020.html

Reduced-form Model

6 May 2018 RDP 2018-05
Jonathan Hambur and Gianni La Cava
The companies facing higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts, rather than bank loans or corporate bonds.
https://www.rba.gov.au/publications/rdp/2018/2018-05/reduced-form-model.html
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Household-level Determinants of Missed Mortgage Payments

31 Dec 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html

Appendix B: Auxiliary Regressions

12 Dec 2014 RDP 2014-03
Richard Finlay and Fiona Price
0.44. 0.87. Number of credit cards. 0.23. 0.05. Personal credit status. ... No of credit cards. 3.9. 3.7. 0.6. 3.8. 3.8. 0.2. Personal debt.
https://www.rba.gov.au/publications/rdp/2014/2014-03/appendix-b.html
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