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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Innovation

1 Nov 1984 RDP 8402
Lindsay F. Boulton and Warren J. Tease
Federal Reserve System, Washington, 1968. FEDERAL RESERVE SYSTEM. “Credit Cards in the U.S. ... No. 3, 1980, pp.27–30. MAYER, M. “Here Comes the Smart Card”.
https://www.rba.gov.au/publications/rdp/1984/8402/innovation.html
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Data

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
6.9. 0.0. 4.0. Fixed-rate business debt. 3.2. 0.0. 1.9. Credit cards. ... More than two-thirds of households hold some form of debt, but many hold only small amounts of debt (usually in the form of credit cards) and hence are still defined
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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Research Discussion Papers – 2018

13 Feb 2018 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2018/

Appendix B: Variable Definitions

31 Dec 2003 RDP 2003-08
Gianni La Cava and John Simon
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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Results

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Lower financial literacy may also be correlated with the presence of consumer debts, such as credit cards, that may lower borrowers' ability-to-pay threshold (Disney and Gathergood 2013).
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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Appendix A: Reconciliation with Mian et al (2015)

1 Nov 2016 RDP 2016-10
Christian Gillitzer and Nalini Prasad
Footnote. Mian et al also use credit card data in their analysis. ... Unfortunately we do not have access to credit card data. The materials on this webpage are subject to copyright and their use is subject to the terms and conditions set out
https://www.rba.gov.au/publications/rdp/2016/2016-10/appendix-a.html
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Appendix A: Data Details

12 Sep 2014 RDP 2014-06
Ryan Fox and Peter Tulip
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html

Appendix 1: Unit Root Tests

1 May 1995 RDP 9504
Philip Lowe
0.48. 0.70. 2.36. 2.73. 2.73. 2.61. Credit card rate. 0.40. 0.06.
https://www.rba.gov.au/publications/rdp/1995/9504/appendix-1.html
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Table SUMMARY OF EMPIRICAL STUDIES OF THE DEMAND FOR MONEY FUNCTION IN AUSTRALIA

11 Jul 2019 RDP 8502
b) 1946–1971 monthly. Current (and total) deposits. Bank debits. 10-year govt bond yield.
https://www.rba.gov.au/publications/rdp/1985/8502/attachment-table.html

Appendix B: Estimation Results

31 Dec 2003 RDP 2003-03
Nikola Dvornak, Marion Kohler and Gordon Menzies
Since we only incorporate the valuation effects arising from changes in the exchange rate, income credits and debits need not be estimated. ... Not surprisingly, both income credits and income debits fitted the data well, since the model has the US$
https://www.rba.gov.au/publications/rdp/2003/2003-03/appendix-b.html
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