Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Retail Payments Regulation and Policy Issues
17 Oct 2019
PSB Annual Report
– 2019
For merchants, the cost of accepting a debit card payment can vary depending on which network processes the transaction. ... Dual-network debit cards have access to two networks – the domestic eftpos scheme and one of the two international schemes,
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html
Cards
31 Dec 2014
RDP
2014-05
Similarly, households in the first and second age-adjusted household income quartiles made considerably more payments using debit cards than credit cards. ... to have contributed to the greater debit card use by lower-income respondents.
https://www.rba.gov.au/publications/rdp/2014/2014-05/cards.html
See 13 more results from "RDP 2014-05"
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
cards (Table 1). Since the 2013 survey, the share of debit card payments has increased by slightly. ... debit card payments (2.5 per cent). This difference is consistent with credit cards tending to be.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
These rankings of cash, debit cards, credit cards and cheques are broadly consistent with overseas studies and the 2007 study. ... Countries with high cash use relative to debit card use (like Hungary and Portugal) report that cash is cheaper than debit
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
5. Payment Cards. 5.1 Credit and Debit Cards. The vast majority of Australians have a payment card. ... Occhiutto 2020). When choosing to pay with a card, Australian consumers have increasingly been using debit cards,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
22 Nov 2023
RDP
PDF
143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf
The Evolving Payments Landscape
21 Oct 2021
PSB Annual Report
- 2021
PDF
434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf
Willingness to Pay for the Use of Credit Card Features
11 Sep 2015
RDP
2015-03
As a crosscheck of the results, we also present the equivalent regression on the willingness to pay for debit cards (where the card feature variables are the respondent's credit card ... Two additional results are of interest. Premium card holders were
https://www.rba.gov.au/publications/rdp/2015/2015-03/willingness-pay-use-credit-card-features.html
See 14 more results from "RDP 2015-03"