Search: credit card

Sort by: Relevance Date
31–40 of 504 search results for credit card
Did you mean credit cards?

RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

Search Results

Household-level Determinants of Missed Mortgage Payments

31 Dec 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html
See 4 more results from "RDP 2014-13"

References

1 Aug 2021 RDP 2021-09
James Bishop and Emma Greenland
Moretti E (2011), ‘Local Labour Markets’, in D Card and O Ashenfelter (eds), Handbook of Labor Economics: Volume 4B, Handbooks in Economics, Elsevier, Amsterdam, pp 1237–1313. ... RBA (2021b), ‘Economic Outlook’, Statement on Monetary Policy,
https://www.rba.gov.au/publications/rdp/2021/2021-09/references.html
See 1 more results from "RDP 2021-09"

Data

31 Dec 2013 RDP 2013-04
Callan Windsor, Jarkko Jääskelä and Richard Finlay
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts ... For these reasons, even the positive correlation between credit constraints
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html
See 6 more results from "RDP 2013-04"

Appendix B: Auxiliary Regressions

12 Dec 2014 RDP 2014-03
Richard Finlay and Fiona Price
0.44. 0.87. Number of credit cards. 0.23. 0.05. Personal credit status. ... No of credit cards. 3.9. 3.7. 0.6. 3.8. 3.8. 0.2. Personal debt.
https://www.rba.gov.au/publications/rdp/2014/2014-03/appendix-b.html
See 4 more results from "RDP 2014-03"

Estimation Results

31 Dec 2007 RDP 2007-05
Rochelle Belkar, Lynne Cockerell and Rebecca Edwards
Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of credit cards and measures of how much financial risk the ... The number of credit cards and the measures of willingness to take
https://www.rba.gov.au/publications/rdp/2007/2007-05/estimation-results.html
See 7 more results from "RDP 2007-05"

Preliminary Analysis

31 Dec 2003 RDP 2003-09
Luci Ellis, Jeremy Lawson and Laura Roberts-Thomson
The average level of household leverage implied by the HILDA data is a little below the level implied by the aggregate credit data, at around 15 per cent for all ... and credit card usage.
https://www.rba.gov.au/publications/rdp/2003/2003-09/preliminary-analysis.html
See 3 more results from "RDP 2003-09"

References

1 Feb 1992 RDP 9202
Jerome Fahrer and Thomas Rohling
Download the Paper 635. KB. Ausubel, L.M. (1991), “The Failure of Competition in the Credit Card Market”, American Economic Review, 81:1 50–81. ... Gilbert, R.A. (1984), “Bank Market Structure and Competition: A Survey”, Journal of Money,
https://www.rba.gov.au/publications/rdp/1992/9202/references.html
See 3 more results from "RDP 9202"

Conclusions

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
Most notably it allows for flat rather than per-transaction pricing by platforms to consumers, and endogenises card holding and acceptance decisions by both consumers and merchants. ... It thus represents a fundamental change (and one that better matches
https://www.rba.gov.au/publications/rdp/2009/2009-03/conclusions.html
See 10 more results from "RDP 2009-03"

Research Discussion Papers 2011–2020

31 Dec 2011 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases. ... Clare Noone. RDP 2012-02 The Role of Credit Supply in the Australian Economy.
https://www.rba.gov.au/publications/rdp/2011-2020.html

Financial Decisions and Home Valuation Differences

12 Dec 2014 RDP 2014-04
Callan Windsor, Gianni La Cava and James Hansen
Specifically, we consider the average level of renters' spending, non-housing debt (credit cards and personal loans) and the average share of wealth held in equities (Table 4).
https://www.rba.gov.au/publications/rdp/2014/2014-04/fin-dec-hom.html