Search: credit card
Did you mean
credit cards?
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
Estimation Results
31 Dec 2007
RDP
2007-05
Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of credit cards and measures of how much financial risk the ... The number of credit cards and the measures of willingness to take
https://www.rba.gov.au/publications/rdp/2007/2007-05/estimation-results.html
See 7 more results from "RDP 2007-05"
Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
27 Apr 2018
RDP
PDF
1257KB
In many senses, this is quite similar to an. idiosyncratic credit supply shock. ... The companies facing. higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-05.pdf
Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
Appendix B: Auxiliary Regressions
12 Dec 2014
RDP
2014-03
0.44. 0.87. Number of credit cards. 0.23. 0.05. Personal credit status. ... No of credit cards. 3.9. 3.7. 0.6. 3.8. 3.8. 0.2. Personal debt.
https://www.rba.gov.au/publications/rdp/2014/2014-03/appendix-b.html
See 4 more results from "RDP 2014-03"
A Tale of Two Surveys: Household Debt and Financial Constraints in Australia
2 Dec 2009
RDP
PDF
168KB
Credit cards –0.19 1.2 1 card –2.3. Credit card interest 0.55 31.2% Pays interest 4.9. ... 23. Figure 11: Marginal Effect of Credit Card Ownership. Predicted probability of being financially constrained.
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-08.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
0.4. 0.5. 0.6. 19921990 1994 1996 1998. RatioRatio. Unbundling occurred across many types of services, including the provision ofmortgage finance, payment services (through credit cards) and deposits (forexample, ... 438). The success of mortgage
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
Preliminary Analysis
31 Dec 2003
RDP
2003-09
The average level of household leverage implied by the HILDA data is a little below the level implied by the aggregate credit data, at around 15 per cent for all ... and credit card usage.
https://www.rba.gov.au/publications/rdp/2003/2003-09/preliminary-analysis.html
See 3 more results from "RDP 2003-09"
Inventory Investment in Australia and the Global Financial Crisis
2 Feb 2015
RDP
PDF
839KB
Examples of revolving business credit includebank overdrafts, lines of credit, and credit cards. ... Instead, smallbusinesses are more likely to use credit cards (73 per cent), secured bank loans (41 per cent),bank overdrafts (40 per cent) and leases (36
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf
Labour Force Participation and Household Debt
27 Jun 2007
RDP
PDF
598KB
Other debt combines debts on investment properties, credit card debts, HECS, car loans, overdrafts and other personal loans. ... Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
The Effect of Consumer Sentiment on Consumption
21 Nov 2016
RDP
PDF
1429KB
Research Discussion Paper. The Effect of Consumer Sentiment on Consumption. Christian Gillitzer and Nalini Prasad. RDP 2016-10. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced,
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-10.pdf