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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Do Australian Households Borrow to Keep up with the Joneses?

10 Nov 2022 RDP 2022-06
Kim Nguyen
7,631. 7,631. 7,631. 7,631. Non-mortgage. Credit card. Hire purchase. Car. Business. ... 7,646. 7,646. 7,646. 7,646. 7,646. Non-mortgage. Credit card. Hire purchase. Car.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html

Appendix B: Robustness Checks

10 Nov 2022 RDP 2022-06
Kim Nguyen
7,646. 7,646. 7,646. 7,646. Non-mortgage. Credit card. Hire purchase. Car. Business. ... 6,794. 6,794. 6,794. 6,794. Non-mortgage. Credit card. Hire purchase. Car. Business.
https://www.rba.gov.au/publications/rdp/2022/2022-06/appendix-b.html

Appendix A: Summary Statistics

10 Nov 2022 RDP 2022-06
Kim Nguyen
36.0. 31.9. 27.4. Credit card debt ($'000). 2.3. 1.7. 1.5. Hire purchase debt ($'000).
https://www.rba.gov.au/publications/rdp/2022/2022-06/appendix-a.html

Empirical Methodology

10 Nov 2022 RDP 2022-06
Kim Nguyen
which have been shown to govern household demand for credit and portfolio choices (Browning et al 2013). ... car debt and credit card debt).
https://www.rba.gov.au/publications/rdp/2022/2022-06/empirical-methodology.html

Data and Descriptive Statistics

10 Nov 2022 RDP 2022-06
Kim Nguyen
I categorise debt into: mortgage debt, consumer debt (non-mortgage, including credit card and personal debt, e.g. ... 33.5. 39.1. 40.2. Non-mortgage debt ($'000). 34.5. 29.3. 26.8. Credit card debt ($'000).
https://www.rba.gov.au/publications/rdp/2022/2022-06/data-and-descriptive-statistics.html

Results and Discussion

10 Nov 2022 RDP 2022-06
Kim Nguyen
7,631. 7,631. 7,631. 7,631. Non-mortgage. Credit card. Hire purchase. Car. Business. ... I also look at whether households would have difficulty raising money for an emergency, which captures credit and liquidity constraints.
https://www.rba.gov.au/publications/rdp/2022/2022-06/results-and-discussion.html